Exterior Coating Financing with PACE

Upgrade your home’s comfort, efficiency, and protection with exterior coating—without the upfront cost.

By submitting the above form, you consent and agree to the following:

You have reviewed Renew Financial’s Privacy Policy and Terms of Use;
You expressly consent to have a representative from Renew Financial Group LLC. (Renew) contact you about this inquiry by email, text message, and/or by telephone (including by automated telephone dialing system or an artificial or prerecorded voice) at the home or cell phone number you have provided, even if that phone number is on a corporate, state, or national Do Not Call registry. You do not have to agree to receive such emails, text messages, or calls as a condition of obtaining our service, and you may revoke this consent at any time. By contacting Renew by phone, you consent to the recording and monitoring of calls;
You allow Renew to share the information collected about you in the form with up to three (3) of its participating Contractors. You understand that your data will be subject to the Privacy Policy of each contractor you are referred to;
You understand this eligibility form only determines if your property address and project type are eligible for Renew Financial’s PACE financing, and it is not a commitment to lend. A complete application must be submitted to receive a financing decision. You understand financing is subject to underwriting review and approval, and certain restrictions may apply;
You are the record owner of the property listed in the form, and any information you furnish to Renew is accurate and complete;
You consent to do business electronically.

Definitions

“You” and “yours” means the person(s) submitting this form. “Renew” means Renew Financial Group LLC and any person, company, bank, or financial institution that is an assignee of the rights of Renew Financial Group LLC.

By submitting the above form, you consent and agree to the following:

You have reviewed Renew Financial’s Privacy Policy and Terms of Use;
You expressly consent to have a representative from Renew Financial Group LLC. (Renew) contact you about this inquiry by email, text message, and/or by telephone (including by automated telephone dialing system or an artificial or prerecorded voice) at the home or cell phone number you have provided, even if that phone number is on a corporate, state, or national Do Not Call registry. You do not have to agree to receive such emails, text messages, or calls as a condition of obtaining our service, and you may revoke this consent at any time. By contacting Renew by phone, you consent to the recording and monitoring of calls;
You allow Renew to share the information collected about you in the form with up to three (3) of its participating Contractors. You understand that your data will be subject to the Privacy Policy of each contractor you are referred to;
You understand this eligibility form only determines if your property address and project type are eligible for Renew Financial’s PACE financing, and it is not a commitment to lend. A complete application must be submitted to receive a financing decision. You understand financing is subject to underwriting review and approval, and certain restrictions may apply;
You are the record owner of the property listed in the form, and any information you furnish to Renew is accurate and complete;
You consent to do business electronically.

Definitions

A cooler, more efficient home starts with a smarter exterior.

Exterior coating is an energy-efficient home improvement that helps reduce heat transfer, improve insulation, and protect your home from moisture and weather damage. With PACE financing, qualified homeowners in eligible areas can install exterior coating with $0 down and repay over time through a special assessment added to their property tax bill.

BENEFITS OF EXTERIOR COATING

Exterior coating offers more than just a fresh look. It’s a performance-driven upgrade designed to improve comfort, durability, and long-term home protection. Below are the six most common benefits of exterior coating:

1. REDUCES HEAT ABSORPTION

Exterior coatings are engineered with higher solar reflectance, meaning they reflect more sunlight and absorb less heat than traditional exterior paint.

2. IMPROVES INDOOR COMFORT

By reducing exterior wall heat buildup, exterior coating systems can help maintain more consistent indoor temperatures, especially in warm climates like California and Florida.

3. ADDS IMPERMEABILITY & MOISTURE RESISTANCE

Unlike standard paint, many exterior coatings are thicker and formulated to create a more durable barrier protecting against moisture intrusion, cracking, peeling, and weather damage.

4. REDUCES HEAT ABSORPTION

Exterior coatings are designed for durability and performance, often lasting longer than conventional exterior paint.

5. SUPPORTS ENERGY EFFICIENCY

When exterior walls absorb less heat, your cooling system may not have to work as hard to maintain desired indoor temperatures, potentially reducing energy consumption.

6. ENHANCES CURB APPEAL

Available in a variety of colors and finishes, exterior coating systems refresh your home’s exterior while delivering performance benefits.

HOW PACE WORKS FOR EXTERIOR COATING

PACE (Property Assessed Clean Energy) financing helps qualified homeowners pay for eligible upgrades over time.

With PACE, you:

Don’t need a credit score to qualify (approval subject to underwriting requirements)
Start your project with no upfront payments
Can finance as little as $2,500 and up to $250,000 (subject to approval)
Repay through a property tax assessment over time
Work with a Renew Financial registered contractor
Can bundle improvements (for example: CoolWall + roofing + HVAC) depending on qualification

Check Your Eligibility

EXTERIOR COATING FAQs

Is exterior coating better than regular exterior paint?

Exterior coatings are designed to reflect more sunlight, reduce heat absorption, and provide greater durability and moisture resistance than traditional exterior paint.

Does exterior coating help waterproof exterior walls?

Many exterior coating systems provide improved impermeability and weather resistance, helping reduce moisture intrusion compared to standard paint.

How long does exterior coating last?

Durability varies by product and installation, but exterior coating systems are typically designed to last longer than conventional exterior paint.

Is exterior coating the same as a cool roof?

No. Cool roof products are designed for roofing systems, while exterior coatings are applied to vertical exterior wall surfaces.

Is a exterior coating fire-resistant?

Exterior coatings are designed to reflect heat and improve wall performance, but they are not automatically fire-resistant. Exterior coating systems generally have a fire performance rating or fire-retardant features; check the manufacturer’s specifications for details.

How much does exterior coating cost compared to traditional exterior paint?

Exterior coating typically costs twice as much per square foot as standard exterior paint. While exterior coating is more expensive, it offers higher heat reflectivity, better durability, and improved moisture resistance, resulting in long-term savings.

Is exterior coating worth the extra cost?

Exterior coating may be worth the investment if you:

Live in a hot climate
Want to reduce heat absorption through exterior walls
Prefer a longer-lasting exterior finish
Want added moisture resistance
Plan to stay in your home long term

While the upfront cost is higher than standard paint, the extended lifespan and performance benefits may reduce repaint cycles and improve home comfort.

Is PACE financing based on my credit score?

Qualifying for PACE financing does not require a traditional minimum credit score, but eligibility is based on multiple factors and program rules, including, but not limited to, eligible collateral, available equity, and ability to repay. Start an eligibility check to see if you qualify.

How do I get started?

Start by checking eligibility, then request a contractor estimate for qualifying upgrades. Once your project scope is confirmed, you can proceed through the approval and installation steps.