Join the Renew Financial PACE contractor network
Contractors in California and Florida can join the Renew Financial network to offer Property Assessed Clean Energy (PACE) financing for eligible projects, including roofing, HVAC, solar panels, windows, doors, energy storage systems, septic-to-sewer conversions, and more.
17+
Years
of experience
$2+
Billion
in Funded Projects
A+
Accredited Business
Better Business Bureau®
Trusted by
3,000+
Registered Contractors
WHY CONTRACTORS OFFER PACE FINANCING FROM RENEW FINANCIAL
PACE financing is a non-credit-based program that allows homeowners to fund eligible home improvements through a property tax assessment paid over years or even decades. For contractors, this means offering homeowners a financing solution that makes their projects more accessible and affordable.
PACE financing helps make home improvements accessible to homeowners from a wide range of credit and financial backgrounds.
This allows contractors to capture more sales opportunities and reach more customers.
Non-credit-based approvals allow contractors to work with homeowners who may not qualify for traditional financing.
Our Approvals focus primarily on home equity and the homeowner’s ability to repay—not credit scores.
Financing up to $250,000 allows homeowners to move forward with larger upgrades or bundle multiple improvements into one project.
Long repayment terms help keep monthly payments manageable.
Offering PACE financing from Renew Financial helps contractors stand out by giving homeowners an additional, flexible financing option, increasing the likelihood they will move forward with projects. With Renew Financial, contractors gain access to a trusted partner committed to supporting both homeowners and contractors throughout the project lifecycle.
ELIGIBLE HOME IMPROVEMENT PROJECTS
Contractors in the Renew Financial network can offer financing for a wide range of improvements, including:
ROOFING
WINDOWS & DOORS
HVAC SYSTEMS
ENERGY STORAGE
BACKUP GENERATORS
SOLAR PANELS
EXTERIOR COATING
INSULATING
& AIR SEALING
EARTHQUAKE
RETROFITS
HURRICANE &
STORM PROTECTION
WASTEWATER MANAGEMENT
(SEPTIC REPLACEMENT & SEPTIC-TO-SEWER)
And much more!
Eligible products may vary by state and jurisdiction
FAST ONBOARDING AND DEDICATED SUPPORT
Experience a fast onboarding process with no fees, and choose the activation service that best suits your business goals. With both options, you get a dedicated Sales Manager and Account Manager to provide the support and expertise you need to be successful.
White Glove Service
Focus on your projects—we’ll handle the financing. Our team manages the financing process directly with your customers, allowing you to spend more time selling and delivering great work.
Contractors who use this service see up to 59% higher conversion rates and faster application processing.*
*Based on internal application data
Self Service
Want to manage the financing process yourself? We equip you with the tools and training needed to confidently offer our financing option, including:
- A contractor-friendly platform built to help you submit applications and manage your pipeline
- Sales tools and resources to help position Renew Financial as the right choice for homeowners
- Ongoing support from our team
WHAT YOUR CUSTOMERS CAN EXPECT
With PACE financing from Renew Financial, you can offer your customers a simple and affordable option to bring their eligible home improvement projects to life.
No credit score needed to qualify1: Approvals are primarily based on the home equity and the homeowner’s ability to repay – not their credit score.
Affordable payments: Financing can be spread over years or even decades, for some projects.
Fixed rates: Competitive, fixed rates mean predictable payments that they can plan around.
Repayment through property taxes: Payments are added and collected with the property tax bill – no extra monthly bill to manage.
Financing from $2,500 and up to $250,0001
Peace of mind knowing they are working with a stable and reputable financing company.
1 PACE financing is subject to approval. Underwriting requirements and restrictions apply. Not all applicants will qualify.
TESTIMONIALS
Renew Financial has helped thousands of contractors grow their business.
We want to help you, too!
Renew Financial has been an invaluable partner, helping us complete hundreds of projects across Florida. Their outstanding service and support, paired with their non-credit-based approvals, make securing financing and executing projects seamless. With Renew Financial as our financing partner, we have helped hundreds of homeowners improve their homes and lives.
Joining Renew Financial’s network has expanded our reach to a wider customer base. Homeowners are more confident in tackling larger projects when they have access to a dependable financing option. This partnership has enabled us to foster lasting client relationships and drive substantial business growth.
Renew Financial has been a game-changer for our business. Homeowners are often hesitant about upfront costs, but with the PACE program from Renew, we can offer affordable financing that fits their budget. It’s helped us close more deals and help homeowners afford the upgrades they need to protect their homes from harsh weather conditions.
* The testimonials above were provided directly to Renew Financial. They solely represent the views and opinions of the individual contractors and not those of Renew Financial. All featured contractors are part of Renew Financial’s network and were compensated for sharing their experiences and opinions.
FREQUENTLY ASKED QUESTIONS
Where can contractors offer PACE financing?
Renew Financial currently works with contractors in California and Florida. Program availability may vary by county or municipality where the project is located. See the participating locations for the residential PACE program.
How does PACE financing help contractors?
PACE financing helps contractors close more deals by making eligible home improvement projects more accessible and affordable for homeowners. Because approvals focus primarily on home equity and the homeowner’s ability to repay—not their credit scores—more homeowners may qualify for PACE financing than traditional options.
Is there a cost to join the contractor network?
Joining the Renew Financial contractor network is free—no registration, participation, or dealer fees ever!
How do contractors join the Renew Financial network?
Contractors can join the Renew Financial contractor network by completing a contractor enrollment application. After approval, contractors receive onboarding support, training, and access to tools such as the contractor portal to begin offering PACE financing to homeowners.
How much financing can homeowners receive through PACE?
PACE financing can provide up to $250,000 in funding for eligible projects, depending on the homeowner’s property equity, repayment ability, and program guidelines.
What repayment terms are available with PACE financing?
Repayment terms for PACE financing are based on the expected useful life of the installed product and applicable local program guidelines. With terms of up to 30 years under California law and up to 20 years under Florida law, these longer financing options can help keep payments more manageable than traditional short-term financing.
Do homeowners need good credit to qualify for PACE financing?
No. PACE approvals primarily consider home equity and the homeowner’s ability to repay, rather than relying on credit scores. This can allow more homeowners to qualify for financing compared to traditional lending options.
Can I offer PACE financing if I’m not registered as a contractor with Renew Financial?
No. Contractors must be registered and approved in the Renew Financial contractor network before offering PACE financing to homeowners. Enrollment ensures contractors meet program requirements and receive the training, tools, and support needed to properly present PACE financing to customers.
What do I need to enroll in the Renew Financial contractor network?
To enroll, contractors typically need to provide basic business information, such as:
- Business details
- Contractor license information (where applicable)
- Proof of General Liability insurance
- California – minimum policy requirement $1,000,000
- Florida – minimum policy requirement $500,000
- Proof Workers Compensation insurance
- California – If exempt, no documentation needed
- Florida – If exempt, the Workers Compensation Exemption Letter is required
- Contact information for the business owner or authorized representative
- Photo of Driver’s License for Principal Owner/RMO and Qualifier (if applicable). Please note that they will be required to sign our Participation Agreement.
Once the enrollment application is submitted and approved, contractors receive onboarding guidance and access to the contractor portal.
What makes Renew Financial different from other PACE providers?
Renew Financial is one of the most experienced PACE program administrators in the country (we created PACE!). Contractors who partner with Renew Financial benefit from:
- Over 17 years of PACE program expertise
- A stable and reliable financing partner
- Tools and resources designed to help contractors close more projects
- Best-in-class service and support
Our goal is to support both contractors and homeowners throughout the financing and project process.
Do contractors receive training on how to offer PACE financing?
Yes. Contractors who enroll in the Renew Financial network receive training and support to understand the program and present PACE financing to homeowners with confidence.
Can homeowners apply for PACE financing directly?
Yes. Homeowners can apply online or by phone, but contractors often guide customers through the process by introducing the program and assisting with the application via the contractor portal.
Are there restrictions on the types of contractors who can join?
Renew Financial works with contractors across many home improvement trades, including:
- Roofing
- HVAC
- Solar
- Windows and doors
- Energy efficiency improvements
- Storm protection
- Water and wastewater improvements, and much more
Contractors must meet program eligibility requirements to enroll.
Can contractors bundle multiple upgrades into one PACE financing application?
Yes. In many cases, homeowners can include multiple eligible improvements in a single financing application, such as combining roofing with solar or energy-efficiency upgrades. This can allow contractors to expand project scope and increase overall project value.
Who supports contractors after enrollment?
After enrolling, contractors receive ongoing support from dedicated sales and account managers who help with training, financing questions, and navigating the contractor portal.
Join Renew’s growing Contractor
Network today!
Enjoy zero registration, platform, or dealer fees. Every dollar earned stays in your pocket!
