Water Efficiency Upgrade Financing with PACE

Available in California Only

By submitting the above form, you consent and agree to the following:

You have reviewed Renew Financial’s Privacy Policy and Terms of Use;
You expressly consent to have a representative from Renew Financial Group LLC. (Renew) contact you about this inquiry by email, text message, and/or by telephone (including by automated telephone dialing system or an artificial or prerecorded voice) at the home or cell phone number you have provided, even if that phone number is on a corporate, state, or national Do Not Call registry. You do not have to agree to receive such emails, text messages, or calls as a condition of obtaining our service, and you may revoke this consent at any time. By contacting Renew by phone, you consent to the recording and monitoring of calls;
You allow Renew to share the information collected about you in the form with up to three (3) of its participating Contractors. You understand that your data will be subject to the Privacy Policy of each contractor you are referred to;
You understand this eligibility form only determines if your property address and project type are eligible for Renew Financial’s PACE financing, and it is not a commitment to lend. A complete application must be submitted to receive a financing decision. You understand financing is subject to underwriting review and approval, and certain restrictions may apply;
You are the record owner of the property listed in the form, and any information you furnish to Renew is accurate and complete;
You consent to do business electronically.

Definitions

“You” and “yours” means the person(s) submitting this form. “Renew” means Renew Financial Group LLC and any person, company, bank, or financial institution that is an assignee of the rights of Renew Financial Group LLC.

By submitting the above form, you consent and agree to the following:

You have reviewed Renew Financial’s Privacy Policy and Terms of Use;
You expressly consent to have a representative from Renew Financial Group LLC. (Renew) contact you about this inquiry by email, text message, and/or by telephone (including by automated telephone dialing system or an artificial or prerecorded voice) at the home or cell phone number you have provided, even if that phone number is on a corporate, state, or national Do Not Call registry. You do not have to agree to receive such emails, text messages, or calls as a condition of obtaining our service, and you may revoke this consent at any time. By contacting Renew by phone, you consent to the recording and monitoring of calls;
You allow Renew to share the information collected about you in the form with up to three (3) of its participating Contractors. You understand that your data will be subject to the Privacy Policy of each contractor you are referred to;
You understand this eligibility form only determines if your property address and project type are eligible for Renew Financial’s PACE financing, and it is not a commitment to lend. A complete application must be submitted to receive a financing decision. You understand financing is subject to underwriting review and approval, and certain restrictions may apply;
You are the record owner of the property listed in the form, and any information you furnish to Renew is accurate and complete;
You consent to do business electronically.

Definitions

Save water. Lower utility costs. Improve comfort—without upfront payments.

Water-efficient home upgrades help reduce waste, lower monthly water bills, and support long-term home resilience—especially in drought-prone areas. With PACE financing, qualified homeowners in eligible areas can fund eligible improvements with $0 down and repay over time through a special assessment added to their property tax bill.

WATER EFFICIENCY UPGRADES THAT MAY QUALIFY FOR PACE FINANCING

Below are common water efficiency home upgrades that are often eligible under the residential PACE program (specific products, financing terms, and installation requirements can vary by location and are subject to change):

INDOOR WATER EFFICIENCY

High-efficiency toilets (HETs)
High-efficiency faucets and shower heads
Whole-house manifold system
Dedicated recirculation line
Demand-initiated recirculating system
Core plumbing system
Water and sewer line repair or replacement

OUTDOOR WATER EFFICIENCY

WaterSense-certified irrigation control systems
High-efficiency sprinkler heads/drip irrigation
Rainwater catchment systems
Greywater systems
Artificial turf
Drought-tolerant landscaping
Irrigation system upgrades to reduce runoff and overspray

HOW PACE WORKS FOR WATER EFFICIENCY IMPROVEMENTS

PACE (Property Assessed Clean Energy) financing helps qualified homeowners pay for eligible upgrades over time.

With PACE, you:

Don’t need a credit score to qualify (approval subject to underwriting requirements)
Start your project with no upfront payments
Can finance as little as $2,500 and up to $250,000 (subject to approval)
Repay through a property tax assessment over time
Work with a Renew Financial registered contractor
Can bundle improvements (for example: irrigation + windows + HVAC) depending on qualification

Check Your Eligibility

WATER EFFICIENCY FAQs

What are “water efficiency upgrades”?

Water efficiency upgrades include improvements designed to reduce water usage while maintaining performance, such as:

Low-flow toilets, faucets, and showerheads
Efficient irrigation systems
Drought-resistant landscaping
Rainwater collection systems

These upgrades help conserve water while improving efficiency and lowering costs.

Do water efficiency upgrades qualify for PACE financing?

Many water-saving upgrades can qualify, but eligibility depends on your location, program rules, and the specific product/installation. The easiest way to confirm is to start an eligibility check and review your project details.

Can I finance outdoor upgrades, such as irrigation and landscaping?

Often, yes—items like smart irrigation controllers, drip irrigation, and turf replacement may qualify depending on the program. Requirements vary by location.

Can I combine water upgrades with other home improvements?

In many cases, yes. Homeowners often bundle projects such as water and energy efficiency upgrades. The maximum financing available will determine what can be combined.

How long does the process take?

Timelines depend on your project scope, contractor availability, and program requirements. Once you check eligibility and select a contractor, you’ll get a clearer estimate.

Is PACE financing based on my credit score?

Qualifying for PACE financing does not require a traditional minimum credit score, but eligibility is based on multiple factors and program rules, including, but not limited to, eligible collateral, available equity, and ability to repay. Start an eligibility check to see if you qualify.

How do I get started?

Start by checking eligibility, then request a contractor estimate for qualifying upgrades. Once your project scope is confirmed, you can proceed through the approval and installation steps.