Terms of Use

Last Revised: May 5, 2026

Welcome to our website, renewmyhome.info, and its associated subpages. We maintain this Site as a service to our customers. By using this site and conducting transactions with Renew Financial Group, you agree to comply with and be bound by the following terms and Terms of Use concerning your Site use. Clicking onto pages beyond this page or the Site’s homepage constitutes accepting these Terms whether you complete a transaction using any channel, including via telephone, email, text message, or fax, or
do not complete any transaction. Please review these Terms and Conditions carefully. If you do not agree to these Terms and Conditions, do not use this Site.

Submitting Information and Agreement to Contact

Providing and submitting contact information means that you agree to the Terms of Use, which includes agreeing to arbitrate Telephone Consumer Protection Act claims. And you consent for Renew to contact you immediately, including using an automated dialer, voice, text, artificial voice, or SMS, even if your telephone number is listed on any Do-Not-Call list. Consent to receive calls or text messages is not required to purchase goods or services from Renew. Call 844-736-3934. You also agree and consent to receive disclosures electronically. Clicking an “agree or continue” button or box is a binding e-signature.

SMS Privacy Policy

No mobile information, including text messaging originator opt-in data and consent, will be shared with third parties/affiliates for marketing/promotional purposes. And Renew never sells your data or information for any reason.

Program name – Renew Financial

  1. Once a user opts in to communications, they can expect to receive messages about their interest in an assessment.
  2. You can cancel the SMS service at any time. Just text “STOP” to 844-736-3939. After you send us the SMS message “STOP”, we will send you an SMS confirmation that you are unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time, and we will start sending SMS messages to you again.
  3. You will receive electronic messages via email, including disclosures and privacy notices. You can unsubscribe from marketing emails.
  4. If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, 844-736-3939, or give us a call at 844-736-3934.
  5. Carriers are not liable for delayed or undelivered messages.
  6. As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
  7. If you have any questions regarding privacy, please read our Privacy Policy.

Contact Methods And Opt-Out

By providing your contact info, you agree to our Privacy Policy and Terms of Use, which includes your agreement to arbitrate claims related to the Telephone Consumer Protection Act. You also expressly consent by electronic signature to receive sales, marketing, and other calls and texts, including those sent by any automated system or other means for selecting and dialing telephone numbers, or using an artificial or prerecorded voice message when a connection is completed, from Renew at the telephone number you provided, even if that telephone number is on a do-not-call list. Agreement to receive calls or texts is not a condition of purchasing goods or services from us. You can opt out of various contact methods by emailing us at start@renewfinancial.com.

TCPA Arbitration

You understand and agree to resolve through final and binding arbitration all claims, disputes, or controversies arising from the Telephone Consumer Protection Act of 1991 (“TCPA”), or state law claims like the TCPA. You will arbitrate TCPA claims between you and Renew at a location the arbitrator determines under these Governing Law and TCPA Arbitration provisions. The arbitrator, not the court, will resolve the issue of arbitrability. Any state or federal court with jurisdiction may enter judgment of any award that the arbitrator renders. This arbitration contract is made in connection with a transaction in interstate commerce, and the Federal Arbitration Act (“FAA”) will govern its interpretation, application, enforcement, and proceedings. This arbitration agreement will survive the completion of any contract or transaction between you and Renew.

As the Governing Law provision indicates, the laws of the State of California govern the enforceability of this arbitration provision as a contract, but not the scope of this provision. Neither you nor Renew may join or consolidate claims in arbitration by or against other consumers or to arbitrate any claim as a representative or member of a class or in a private attorney general capacity. The parties voluntarily and knowingly waive any right they have to a jury trial for TCPA-related matters that will be arbitrated under these Terms of Use. You agree that any TCPA claims or other action(s) at law or in equity arising out of or concerning these Terms of Use or the use of this Site may be filed only in the state or federal courts located in Oakland, California, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating.

Governing Law

You agree that California law governs and construes these Terms of Use, without giving effect to any principles of conflicts of law. You agree that any action(s) at law or in equity arising out of or concerning these Terms of Use or the use of this Site may be filed only in the state or federal courts located in Oakland, California, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating.

Ownership

All content included on this Site is and will continue to be the property of Renew or its content suppliers and is protected under applicable copyright, patent, trademark, and other proprietary rights. Any copying, redistribution, use, or publication by you of this content or any part of the Site is prohibited, except as these Terms expressly permit. Under no circumstances will you acquire any ownership rights or other interest in any content by or through your use of this Site.

Severability

You agree that if a court, administrative agency, legislature, or other entity with valid jurisdiction and authority finds that any provision of these Terms of Use is unlawful or void, or for any reason unenforceable, then that provision will be severable from the other provisions of these Terms of Use and will not affect the validity and enforceability of any other provisions.

Revisions And Modifications

You agree and acknowledge that we may revise or change these Terms of Use at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms of Use as they appear on this Site at the time you access this Site. Because these Terms of Use may change, we encourage you to refer to them often. In addition, you agree and acknowledge that all other content, services, products, and
materials on or available through this Site are subject to updating and revision without notice to you. You further acknowledge and agree that individual modifications to the Terms of Use may not be altered by contract.

Termination

Renew may terminate these Terms of Use at any time, with or without notice, for any reason.

Entire Agreement

These Terms of Use constitute the entire agreement between you and Renew and govern the terms and conditions of your use of the Site, and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Renew with respect to this Site. Notwithstanding, you may also be subject to additional terms and conditions, posted policies (including the Privacy Policy), guidelines, or rules that may apply when you use the Site.

Waiver

The failure of Renew to exercise or enforce any right or provision of this Agreement will not operate as a waiver of that right or provision. Any waiver of this Agreement by Renew must be in writing and signed by an authorized representative of Renew.

Location

You understand and acknowledge that Renew controls and operates this Site from within the United States of America. This Site provides information regarding services and products available to individuals 18 or older and in the United States only. Renew makes no representation that the services or products about which information may be provided on this Site will be available (a) anywhere outside of the United States or (b) in every state within the United States. You acknowledge and agree that you are responsible for compliance with all federal, state, and local laws applicable to your access to and use of this Site.

Indemnification

If you make any unauthorized use of this Site or violate the Terms of Use, (a) you may violate copyright and other laws of the United States, and applicable state laws, and may be subject to penalties, and (b) you may be responsible for damages caused to Renew. You agree to indemnify Renew and its affiliates, vendors, and licensors, and all Renew and its affiliate’s employees, officers, directors, agents, and representatives vendors and licensors, against, and to hold all of them harmless from, all costs, claims,
damages, expenses or other losses, including attorney’s fees and court costs concerning your use of this Site or your breach/violation of or failure to comply with the Terms of Use.

Disclaimers

THE SITE CONTENT ON OR AVAILABLE THROUGH THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, RENEW DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. RENEW MAKES NO REPRESENTATION OR WARRANTY REGARDING THE SITE CONTENT OR ITS
USE. THE SITE CONTENT ON OR AVAILABLE THROUGH THIS SITE COULD INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS AND COULD BECOME INACCURATE BECAUSE OF DEVELOPMENTS OCCURRING AFTER THEIR RESPECTIVE DATES OF PREPARATION OR PUBLICATION. RENEW HAS NO
OBLIGATION TO MAINTAIN THE CURRENCY OR ACCURACY OF ANY SITE CONTENT ON OR AVAILABLE THROUGH THIS SITE.

YOU ACKNOWLEDGE AND AGREE THAT RENEW IS NOT, AND WILL NOT BE, RESPONSIBLE FOR THE RESULTS OF ANY DEFECTS THAT MAY EXIST IN THIS SITE OR ITS OPERATION. AS TO THE OPERATION OF THIS SITE, RENEW EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS
OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. RENEW MAKES NO REPRESENTATION OR WARRANTY THAT (A) THE OPERATION OF THIS SITE WILL MEET YOUR OR ANY OTHER USER’S REQUIREMENTS; (B) ACCESS TO THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR FREE OF ERRORS, VIRUSES, OR
OTHER HARMFUL COMPONENTS; OR (C) ANY DEFECTS IN THIS SITE WILL BE CORRECTED. YOU AGREE THAT YOU, AND NOT RENEW, WILL BEAR THE ENTIRE COST OF ALL SERVICING, REPAIR, CORRECTION, OR RESTORATION THAT MAY BE NECESSARY FOR YOUR DATA, SOFTWARE PROGRAMS, OR
COMPUTER EQUIPMENT BECAUSE OF ANY VIRUSES, ERRORS, OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF USING OR VISITING THIS SITE.

Limitation of Liability

YOU AGREE THAT UNDER NO CIRCUMSTANCES WILL RENEW BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY DAMAGES OR INJURY, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OR ANY DAMAGES OR INJURY CAUSED BY ERROR, INACCURACY, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERENEWORMANCE, DELAY
IN OPERATION OR TRANSMISSION, TELECOMMUNICATIONS FAILURE OR COMPUTER VIRUS, OR OTHER PROBLEM, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS SITE OR THE SITE CONTENT ON OR AVAILABLE THROUGH THIS SITE, WHETHER IN AN ACTION ALLEGING BREACH
OF CONTRACT, NEGLIGENCE, OR ANY OTHER CAUSE OF ACTION, OR CONCERNING THE USE OR PERENEWORMANCE OF ANY SITE CONTENT ON OR AVAILABLE THROUGH THIS SITE. YOU AGREE THAT RENEW WILL NOT BE LIABLE EVEN IF WE OR OUR AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF THOSE DAMAGES.

APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. BUT RENEW’S TOTAL
LIABILITY TO YOU FOR DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT, OR OTHERWISE) WILL NEVER EXCEED THE AMOUNT THAT YOU PAY, IF ANY, IN ACCESSING OR USING THIS SITE OR SITE CONTENT.

Your Communications and Application with Renew

Renew will rely on information you provide through inquiries, applications, or any submissions. You agree to provide accurate, true, current, and complete information and notify Renew of any changes to information that you provide. You also agree for Renew to collect information from third parties, including your bank, employers, current financial companies, including mortgage companies, and others.


By applying for credit, you are authorizing Renew to obtain a copy of your credit report.

If you are unresponsive to Renew for 30 days after submitting an application or otherwise communicating with Renew, it may consider your application withdrawn.

Once withdrawn for this or any other reason, Renew may require you to pay third-party costs that it expended on your behalf.

All your communications with us via any channel may be recorded or monitored, and by communicating with us, you consent to such recording or monitoring.

Site Use

Renew grants you a limited, revocable, nonexclusive license to use this Site solely for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other use. You agree not to copy materials on the Site, reverse engineer or break into the Site, or use materials, products, or services in violation of any law. Your use of this Site is at the discretion of Renew, and Renew may terminate your use of this Site at any time.

Electronic Disclosures

By using this Site to access financial products and services electronically, you consent to receive notices at the Site, including Renew’s current Privacy Policy that is continuously available on the Site.

Compliance with Laws

You agree to comply with all applicable laws regarding your use of the Site. You further agreed that the information provided by you is truthful and accurate to the best of your knowledge

Intended Audience

This Site is intended for adults only. This Site is not intended for anyone under the age of 18.

Disclosures and Licenses

For disclosures and licensing information, please visit https://renewmyhome.info/lending-licenses/

Modifications and Interruption to Service

Renew reserves the right to modify or discontinue the Service with or without notice to you. Renew shall not be liable to you or any third party should Renew exercise its right to modify or discontinue the Service. You acknowledge and accept that Renew does not guarantee continuous, uninterrupted, or secure access to our website, and the operation of our website may be interfered with or adversely affected by numerous
factors or circumstances outside of our control.

Third-Party Sites

Our website may include links to other sites on the Internet that are owned and operated by online merchants and other third parties. You acknowledge that we are not responsible for the availability of, or the content located on or through, any third-party site. You should contact the site administrator or webmaster for any concerns regarding links or content on third-party sites. Your use of those third-party sites is subject to the terms of use and privacy policies of each site, and we are not responsible therein. We
encourage you to review the privacy policies of third-party sites.

Disclaimer Regarding Accuracy of Vendor Information

Product specifications and other information have either been provided by the vendors or collected from publicly available sources. Renew makes no representations or warranties regarding the accuracy or reliability of any information provided on this website.
Renew makes no warranties or representations whatsoever with regard to any product provided or offered by any vendor, and you acknowledge that any reliance on representations and warranties provided by any vendor shall be at your own risk.

Contractors

No Contractor is a registered agent, authorized representative, or affiliate of Renew, including those contractors registered with Renew to provide home improvements. All contractors are solely responsible for completing projects in accordance with the customer’s contract specifications, and Renew Financial does not guarantee or take responsibility for the quality of completed projects.

Copyright and Trademark Information

All content included or available on this website, including site design, text, graphics, interfaces, and the selection and arrangements thereof, is ©2026 Renew Financial with all rights reserved, or is the property of Renew or third parties protected by intellectual property rights. Any use of materials on the website, including reproduction for purposes other than those noted above, modification, distribution, or replication, any form of data extraction or data mining, or other commercial exploitation of any kind, without prior
written permission of an authorized officer of Renew, is strictly prohibited. You agree that they will not use any robot, spider, or other automatic device, or manual process to monitor or copy our web pages or the content contained therein without prior written permission of an authorized officer of Renew.